Happy New Year! Did you make your financial resolutions?

It’s that time of the year again, when we look at where we have been and where we want to go. This is the perfect time to take stock of your current financial position and where you want to be a year from now.   “Instead of making sweeping promises, write a to-do list of financial tasks for the new year.” This article will help you get there in a systematic...

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2011 not looking so hot already.

We’ve all had a rough few years, but is it about to get better? If you listen to many of the analysts you would think that there is something to look forward to in 2011, but, don’t be so quick about that. The experts at Fortune magazine, think the rosy outlook is riddled with problems, and they don’t expect the downturn to be over in 2011. “Most economists and pundits predict a continued upward trend for most assets next...

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File bankruptcy twice??

Filing for bankruptcy protection is an increasingly attractive alternative for those that have had a set back and simply cannot climb out of that hole.  Increasingly, consumers are turning to bankruptcy to protect themselves from having their wages garnished and judgments enforced. But what happens if you have already filed for bankruptcy within the last couple of years, and you find yourself having difficulties again?  Should you file for...

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Debit card fees reduced?

  Finally, the lawmakers are looking into one of the most devious practices of the banks, debit card fees. In a previous post on ATM fees we showed you how the banks are basically charging you up to 25% for you to access your own money as a way to improve their profits at your expense.  Well it appears that we weren’t the only ones listening. Although this is only the beginning of a long process, the Federal Reserve has been...

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