Not So Fast Seattle – The Bust Is On It’s Way

Oh to all those who thought they sailed through the housing debacle relatively unscathed, it looks like the reaper is on his way. From 2007 to today, we have all heard the horror stories of towns like Las Vegas, Phoenix, and the whole of California being drawn down into the quagmire of foreclosure and falling home prices.  Yet, there were still pockets of stability and good news spread throughout the country. Seattle, Minneapolis, Atlanta and...

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Experian To Begin Reporting Your Rent Payments

In a really nice win for us, Experian, has announced that it will begin reporting as a trade-line your rent payments.  This is a great opportunity to add additional positive information to your credit report and help you increase your credit score. Although, they have agreed to report this information, like all trade-lines, it is still incumbent on your landlord to report the information to them.  It is not automatic that all landlords will...

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Panning For Gold – The New Retirement Plan??

With the price of gold reaching nearly $1,400 an ounce, wouldn’t it be nice to find a little on your own? There seems to be a resurgence of panning for gold going on around the country as many retirees with depleted savings and a little too much time on their hands turn to Mother Nature to enhance their retirement nest egg. “That’s the promise, at least, of panning for gold, a pastime catching the fancy of retirees from the...

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I Don’t Care If Your Kid Died, Pay Me

Unfortunately, this is the mantra of many student loan providers, but the practice may soon be coming to an end. Generally, when applying for financial aid the lender will require that a parent or guardian become a guarantor, or co-signer on the loan.  Thereby, if there is a default on the loan the lender will turn to the parents to satisfy the debt. But what happens if the student/child passes, or becomes severely incapacitated before the loan...

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What’s In Your Light Socket?

Once again, consmers are taking matters into their own hands. In preparation for one more government intrusion into our lives, some consumers have sprung into action.  This time it’s the government’s new war on the good old incandescent light bulb.  As part of a 2007 law, next year will begin the phase out of the manufacture and sale of incandescent light bulbs in favor of more eco-friendly alternatives including Compact Flourescent...

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