Beginning on Black Friday and for approximately one to two weeks, thieves targeted more than 40,000 credit card machines at Target physical retail stores. The thieves were able to capture the information from the magnetic strips of credit and debit cards used.
This information includes your card number, 3 digit security code, and other information that would make it easy for a thief to steal your identity and trash your credit.
Below we have the steps you should take if your card data has been compromised.
According to the USA Today:
Target says that its stores have been hit by a major credit-card attack involving up to 40 million accounts.
Chief Executive Officer Greg Steinhafel confirmed Thursday morning earlier reports that a brazen data breach had taken place. In a statement, Steinhafel said: “Target is working closely with law enforcement and financial institutions, and has identified and resolved the issue.”
The retailer said that the unlawful access to customer information took place between Nov. 27 and Dec.15.
Earlier, the Secret Service confirmed to USA TODAY that it is investigating the massive data violation involving shoppers’ personal credit-card information.
The breach began around Black Friday, the day after Thanksgiving and the busiest shopping day of the year.
The breach involves the theft of information stored on the magnetic stripe on the backs of cards used at nearly all of Target’s stores around the country, according to the Krebs on Security website, who first reported the news.
How To Fix Your Credit Card Data That Was Stolen At Target
1. Monitor Your Credit Card and or Debit Card Transactions
The first thing you must do is be vigilant in checking your credit card and debit card transactions. This should be done at least weekly, but if possible you should monitor on a daily basis.
If you find unauthorized transactions, you should immediately contact both your bank and Target at 866-852-8680.
2. Check Your Credit Report
With the type of information that was allegedly captured, it is entirely possible that not only is that particular card at risk, but you are at a significant risk of a full blown case of identity theft.
You should immediately review a copy of your credit report to check for any further anomalies and instances of potential ID theft. You can obtain a copy of your credit report here, for less than $2.
3. Obtain The Help Of A Professional
If you do find that you were involved in the Target credit card security breach and your credit is being negatively effected, you should consult with a professional who can help you repair the damage done to your credit as soon as possible.
Our firm has more than 10 years experience in helping thousands of clients throughout the nation, who have been affected by such troubling security breaches get back their credit. Click here to learn more about how we can affordably and quickly help you fix these issues.